29.06.07
Demystifying finance charge computations on your credit card
- credit cards -
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Azi sent this comment on my previous post on Costly mistakes when using a credit card.
Can you please explain the computation (of finance charges)? How can my interest become higher than 3.5%?
Most Philippine credit card companies compute finance charges using the average daily balance method. Here is an actual example. Don’t ask me who owns this credit card 
:
