Savings account: P5,000
Checking account: P5,000
Time deposit: P10,000
Special deposit account: P100,000
Foreign currency deposit account: $1,000
Mutual fund: P5,000
Unit investment trust fund: P5,000
Treasury Bills and Bonds (through banks): P100,000
Account with a stock brokerage firm: P50,000 (but I just learned that at least one has no minimum investment at all)
Priority banking accounts: $50,000 (you will have access to different investment instruments at higher interest and the services of wealth managers or financial planners)
For first-time investors, read this guide: Investment 101 for the first time investor
(Check this spot again from time to time for more updates. The usual disclaimer applies: this is not a solicitation to buy etc. etc. and each instrument is attached to its own kind of risk).


June 29th, 2009 at 4:45 pm
At Citibank, there is a savings account that gives 4.75% p.a.
No pre-termination fees, lock-in period and all the hassles of a time deposit or SDA.
You can withdraw and deposit anytime.
April 29th, 2009 at 10:17 am
[...] Minimum placements in Philippine financial instruments [...]
March 1st, 2009 at 8:58 am
BPI, Metrobank and BDO offers SDA. Check out my blog. Thanks.
November 24th, 2008 at 3:13 pm
RCBC ezTrade minimum initial investment is P25,000 for online stock trading
October 8th, 2008 at 12:30 pm
Hi Salve, I’ve learned about SDA particularly from this post. Thank you so much!
I shared my story here: http://www.roszain.com/2008/09/sda-time-deposit.html
Thanks & more power to you!