Savings account: P5,000
Checking account: P5,000
Time deposit: P10,000
Special deposit account: P100,000
Foreign currency deposit account: $1,000
Mutual fund: P5,000
Unit investment trust fund: P5,000
Treasury Bills and Bonds (through banks): P100,000
Account with a stock brokerage firm: P50,000 (but I just learned that at least one has no minimum investment at all)
Priority banking accounts: $50,000 (you will have access to different investment instruments at higher interest and the services of wealth managers or financial planners)
For first-time investors, read this guide: Investment 101 for the first time investor
(Check this spot again from time to time for more updates. The usual disclaimer applies: this is not a solicitation to buy etc. etc. and each instrument is attached to its own kind of risk).


November 24th, 2008 at 3:13 pm
RCBC ezTrade minimum initial investment is P25,000 for online stock trading
October 8th, 2008 at 12:30 pm
Hi Salve, I’ve learned about SDA particularly from this post. Thank you so much!
I shared my story here: http://www.roszain.com/2008/09/sda-time-deposit.html
Thanks & more power to you!
August 8th, 2008 at 9:17 am
BPI sda bills have the term of 31 days, but “renewable” every after 31 days (or every month).
it has an indicative net yield of 4.45411% fixed per month, but may vary after end of every term. the minimum requirement to get sda bills is 100k, with a 10k increment should an investor wants to go over 100k.
seems like a good investment because it is safe.
July 15th, 2008 at 5:43 pm
50k for a stock brokerage account?
last year CitiSecOnline was only 25k
July 14th, 2008 at 1:54 pm
Hello,
I want to solicit ur opinion if it is a wise investment & profitable to invest in Dollar Bonds for 5 years rather than in high yielding government securities for 5 years also. Considering u have P100,000 where do u want to invest it that gives a higher returns after 5 years.
Thanks & more power. i am always reading ur articles.
Goodday!