re: PIN written on ATM… ’sus ka-buang, ‘day! just like having house key w/ house address written.

to destroy ur old card… can an ordinary paper shredder shred it? (hindi ata, no?)

hay naku, sinabi mo. it drove me crazy…really

shredder? ikaw naman, guntingin mo na lang! :). ahhh…wait lang, nasa Japan ka nga pala. that explains it heeheehee. peace!

Normally when you receive your card, there’s a note to destroy your old card but I’m guilty coz I keep my old card/ATM

One thing you can do with old cards–

ATM and cred cards– use them to roll tape. Use them to roll Masking tape and Duct tape on one card and Cellophane tape on the other. You can slide this on your wallet and they come in handy for any emergency where mending is needed.

Another is to stick your spare key and make it a card key… Lifehacker.com has very good ideas on what you could do with stuff…

i think ordinary shredders can do it pero it is not advised to do so kasi mabubungi agad ang shredder. mas maganda siguro na way to dispose of old credit cards is :

1. cut it to many small pieces.
2. bury it 6 feet below the ground on different places and dont leave any markings like “here lies my old credit card, name is ______ . credit card # _______.” hehehe

duh moment? - so gay! haha

Cutting them with scissors to pieces will suffice.

Another mistake I might add is using publicly used computers in paying bills or shopping in the internet via credit card. Identity thieves are getting sophisticated. So its better to be safe than sorry.

With all those changing pins after a few months and a few dozen of cards over the years, my brain, as of today, has frozen to take another pin so I decided to put my pins on my phone. One day…I lost my phone - what a nightmare!

There has to be a way to remember pins for a certain card, otherwise, post it - is still the way to go, hehehe, seriously!

There’s shredder that can shred credit cards, cds, dvds, etc into pieces.

I remember a girl at the bank the other day whose wallet was stolen and she was complaining why all her money got lost in her ATM. The first question that the bank manager asked was, “Did you use your birthday as you PIN?”

She said yes. (Her driver’s license was also in the wallet)

You’re right, we can never really be too sure nowadays. Better be safe than sorry.

By the way, I’d like to promote a recent post of mine in my blog, it’s also about this topic:
Credit Card Security Tips and More

Thanks!

yap i always do shred my credit card old ones, in my shredder

that is soooo careless of those people who just throw their ATM cards and CCs away when they no longer need them…. remember that Pinoys are very resourceful when it comes to “kalokohan”…

Come on, how stupid you have to be to to write PIN on ATM

the recommended way to destroy cards is to cross-cut with a scissor.

it’s funny because i’ve just posted an entry about the practice of using ATM card as collateral at pawnshops. another silly thing to do instead of reading this blog.

oh yes!!! my paper shredder can shred credit into fine pieces. Oh wait, sa Pilipinas ka pala thats my you ask, hehehe

to destroy your credit card, scratch the magnetic portion with a knife or better yet… run a strong magnet through.

Beware of new credit card scam! There is this “credit collection “agency(RENZELL Collections Inc) that sends threatening letters demanding “full settlement” of unpaid account for credit card accounts(twenty years ago) that actually have been paid!

Filipinos are geniuses in IT crimes? really? yung “i love you” virus, di naman pinoy ang originally nag script ng code eh, GINAYA lang ng pinoy ang original code tapos pinalitan lang ang name to “i love you”. sorry pero ang IT knowledge sa pilipinas ay di kasing world-class tulad ng ibang bansa like US, russia, korea, china, japan at india. nangangapa palang tayo, magaling lang tayo mangopya. sorry din dahil na off topic LOL

mabuti pa mga kabayan hwag na kumuha ng card sigurado isa man sa mali na binanggit ay mangyayari sa iyo. i-cash mo na lang, iwas ka pa sa gastos kc po pagwala ka pera sa bulsa hindi ka bibili. Self control (ay inglis sorry)para wag gumastos ng hindi kaya.. o sige adios mi patria adorada ( ay spanish sorry uli)

buti pa ID card o voter’s Id na lang kunin mo, wag na ATM, debit o credit card para hindi mangyari sa iyo ung mga pagkakamali na binanggit lalo na kung wala kang control sa sarili mo. I-cash mo na lang, kung ano lang kaya ng bulsa mo. Iwas ka pa sa gastos na hindi kailangan. O sige adios kabayans.

Famous, great tip :). thanks!

@John, touche! Hahaha.

@paetechie, and people really do that? omygosh!

@don, my thoughts exactly

Hi Roselle! As John pointed out, apparently Pinas shredders are from the dark ages! Thanks for dropping by!

Steve, I heard that keyloggers in Internet cafes can give the admin the passwords you use. Whenever I need to use these public terminals, I am always required by the paranoid hubby to change my passwords afterwards. Thanks for pointing this out!

Thirsty Gozilla, cool!

Ivannn, too funny

Do not forget withdrawing from Cirrus Maestro, ang laki ng transaction charge nila since converted yung dollar charge.

I personally would never ever use a credit card for purchase.

Speaking of companies mailing activated credit cards, I just received a new (and already activated) card in the mail, the letter saying that it’s supposedly “better looking” than my previous card. I personally don’t care what my card looks like, I was perfectly happy with my old one. Why do credit companies do these unnecessary things?

I used to stuff my dad’s old credit cards in my wallet when I was in grade school. Not that I would show off (since he and I bear the same name, thus, it would have looked like I owned those cards). I just wanted to feel “sophisticated”.

Now, at my mid-20s, I only have an ATM card…and that’s it…at least, as of yet.

I always attach a post-it note to my ATM card, but its not my PIN, its my to-do list. While in a grocery store, someone also noticed this ATM with post-it in my wallet, she thought it was my PIN, I just stared at her and grinned.

Now, i just discovered the power of my very old yet feature-packed phone. So byebye post-it. Sorry 3M, but it would save me some penny and will make the environmentalists happy also. : )

hehehe, i feel like you were writing this for moi! guilty on number 3 and 4! until someone - you’re right was able to withdraw money on my ATM card in Atlantic City - of all places! not much though about $200, but my bank credited back my account after all my royal wailing and everything hehehe you know sometimes you get all these stupid attacks hahaha

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