It’s fashionable to mock New Year resolutions because they often end up as 7-day wonders or even less. We’re so used to multi-tasking at the risk of focusing on nothing that I do get why focusing on two or three things that matter most can be met with such pessimism.

But I rather like making a list of goals and checking it twice (a day). In the first page of my 3-year journal (yes, I still keep one and it’s not digital!), it says “the palest ink is better than the brightest memory.” That’s an ancient Chinese proverb that I hope I won’t forget in the next 10 years. We all need every chance we can get to think more deeply about what we want, what we should focus our energies on, and a chance to start all over again. New beginnings…

So here are some ideas for New Year resolutions for money-smart geeks. Do jump in if you have other suggestions, because deepening the discussion can only do us more good!

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