There’s a new trend in the US of companies calling up the relatives of those who have recently passed away, and believe it or not, those who work the phones are getting more success than collecting from those living!

Perhaps it’s the approach that they use: absolutely no scare tactics. They sound more like understanding friends who grieve with the bereaved, but gently remind them that paying the debt even in small sums every month would be what the dead would want their relatives to do.

Curious whether there is legal accountability among relatives to pay the debts of their dead, I checked with a lawyer and a banker. Answer: none, except a claim on the estate, if there is one.
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