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	<title>Comments for Money Smarts</title>
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	<link>http://blogs.inquirer.net/moneysmarts</link>
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	<pubDate>Sun, 08 Nov 2009 07:16:21 +0000</pubDate>
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		<title>Comment on Should you get insurance coverage for acts of God? by Dante</title>
		<link>http://blogs.inquirer.net/moneysmarts/2009/11/04/should-you-get-insurance-coverage-for-acts-of-god/#comment-197195</link>
		<dc:creator>Dante</dc:creator>
		<pubDate>Sat, 07 Nov 2009 03:56:44 +0000</pubDate>
		<guid isPermaLink="false">http://blogs.inquirer.net/moneysmarts/?p=840#comment-197195</guid>
		<description>Off-topic: I think the phrase "act of God" is a terrible choice of words for the insurance companies. A more appropriate phrase would be "act of Nature."</description>
		<content:encoded><![CDATA[<p>Off-topic: I think the phrase &#8220;act of God&#8221; is a terrible choice of words for the insurance companies. A more appropriate phrase would be &#8220;act of Nature.&#8221;</p>
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		<title>Comment on Investing in retail treasury bonds by ed</title>
		<link>http://blogs.inquirer.net/moneysmarts/2009/09/21/investing-in-retail-treasury-bonds/#comment-197128</link>
		<dc:creator>ed</dc:creator>
		<pubDate>Fri, 06 Nov 2009 13:29:25 +0000</pubDate>
		<guid isPermaLink="false">http://blogs.inquirer.net/moneysmarts/?p=837#comment-197128</guid>
		<description>mutual funds are  associated with some  risks and its  not  covered with pdic, why not  try  LBC bank special savngs which offered  7.5 % which gives  better and far bigger  returns and most of all you  are insured under the phil. dep insurance co.  or  pdic.</description>
		<content:encoded><![CDATA[<p>mutual funds are  associated with some  risks and its  not  covered with pdic, why not  try  LBC bank special savngs which offered  7.5 % which gives  better and far bigger  returns and most of all you  are insured under the phil. dep insurance co.  or  pdic.</p>
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		<title>Comment on Should you get insurance coverage for acts of God? by francisk</title>
		<link>http://blogs.inquirer.net/moneysmarts/2009/11/04/should-you-get-insurance-coverage-for-acts-of-god/#comment-197096</link>
		<dc:creator>francisk</dc:creator>
		<pubDate>Fri, 06 Nov 2009 06:39:04 +0000</pubDate>
		<guid isPermaLink="false">http://blogs.inquirer.net/moneysmarts/?p=840#comment-197096</guid>
		<description>But I would also like to remind the readers that the insured would also pay for their 'participation' to tune of 3,000 to 5,000 pesos depending on the car make.  This is exclusive of the total premium you initially paid to the insurance company.</description>
		<content:encoded><![CDATA[<p>But I would also like to remind the readers that the insured would also pay for their &#8216;participation&#8217; to tune of 3,000 to 5,000 pesos depending on the car make.  This is exclusive of the total premium you initially paid to the insurance company.</p>
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		<title>Comment on Should you get insurance coverage for acts of God? by mike</title>
		<link>http://blogs.inquirer.net/moneysmarts/2009/11/04/should-you-get-insurance-coverage-for-acts-of-god/#comment-197027</link>
		<dc:creator>mike</dc:creator>
		<pubDate>Thu, 05 Nov 2009 18:52:26 +0000</pubDate>
		<guid isPermaLink="false">http://blogs.inquirer.net/moneysmarts/?p=840#comment-197027</guid>
		<description>i think its time to change this term.  it is not politically correct to say that it was God who has done all of this.</description>
		<content:encoded><![CDATA[<p>i think its time to change this term.  it is not politically correct to say that it was God who has done all of this.</p>
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		<title>Comment on Should you get insurance coverage for acts of God? by MANGREY</title>
		<link>http://blogs.inquirer.net/moneysmarts/2009/11/04/should-you-get-insurance-coverage-for-acts-of-god/#comment-196961</link>
		<dc:creator>MANGREY</dc:creator>
		<pubDate>Thu, 05 Nov 2009 10:07:46 +0000</pubDate>
		<guid isPermaLink="false">http://blogs.inquirer.net/moneysmarts/?p=840#comment-196961</guid>
		<description>Taking insurance from the insurer is just like taking headache pain reliever. the purpose of insurance is to give you peace of mind that if something happens the insurer will shoulder the cost of damages incured. these will defend on the scope of protection you buy from the insurer. day in day out you have that peace of mind that you have the protection of someone who will shoulder the cost of damages incured. now you can sleep soundly every night.</description>
		<content:encoded><![CDATA[<p>Taking insurance from the insurer is just like taking headache pain reliever. the purpose of insurance is to give you peace of mind that if something happens the insurer will shoulder the cost of damages incured. these will defend on the scope of protection you buy from the insurer. day in day out you have that peace of mind that you have the protection of someone who will shoulder the cost of damages incured. now you can sleep soundly every night.</p>
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		<title>Comment on O my gulay by Noel</title>
		<link>http://blogs.inquirer.net/moneysmarts/2009/10/12/o-my-gulay/#comment-196669</link>
		<dc:creator>Noel</dc:creator>
		<pubDate>Wed, 04 Nov 2009 08:46:35 +0000</pubDate>
		<guid isPermaLink="false">http://blogs.inquirer.net/moneysmarts/?p=839#comment-196669</guid>
		<description>Hey 'D'

Watch your language. Salve had already signed off this blog many months ago. Its a good thing that she somehow revived it due to the clamor of regular readers, although I don't think its still her responsibility to maintain the blog.

Just dig on the archives and you will learn many things which are still very applicable today.

Peace.</description>
		<content:encoded><![CDATA[<p>Hey &#8216;D&#8217;</p>
<p>Watch your language. Salve had already signed off this blog many months ago. Its a good thing that she somehow revived it due to the clamor of regular readers, although I don&#8217;t think its still her responsibility to maintain the blog.</p>
<p>Just dig on the archives and you will learn many things which are still very applicable today.</p>
<p>Peace.</p>
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		<title>Comment on Selected Philippine time deposit rates by black_sparrow07</title>
		<link>http://blogs.inquirer.net/moneysmarts/2009/03/20/selected-philippine-time-deposit-rates/#comment-196577</link>
		<dc:creator>black_sparrow07</dc:creator>
		<pubDate>Wed, 04 Nov 2009 01:09:46 +0000</pubDate>
		<guid isPermaLink="false">http://blogs.inquirer.net/moneysmarts/?p=812#comment-196577</guid>
		<description>thank you for this very helpful article... i've been looking for the different TD rates... you save me time instead of getting them firt hand. thanks lots. :)</description>
		<content:encoded><![CDATA[<p>thank you for this very helpful article&#8230; i&#8217;ve been looking for the different TD rates&#8230; you save me time instead of getting them firt hand. thanks lots. <img src='http://blogs.inquirer.net/moneysmarts/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /></p>
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		<title>Comment on O my gulay by D</title>
		<link>http://blogs.inquirer.net/moneysmarts/2009/10/12/o-my-gulay/#comment-196372</link>
		<dc:creator>D</dc:creator>
		<pubDate>Tue, 03 Nov 2009 08:55:44 +0000</pubDate>
		<guid isPermaLink="false">http://blogs.inquirer.net/moneysmarts/?p=839#comment-196372</guid>
		<description>wow! october 12 pa yung last post!  ano na ngayon?  NOVEMBER NA!  wala na ba kayong maisulat?? magtrabaho nga kayo!  kaya hindi umaasenso ang pilipinas eh</description>
		<content:encoded><![CDATA[<p>wow! october 12 pa yung last post!  ano na ngayon?  NOVEMBER NA!  wala na ba kayong maisulat?? magtrabaho nga kayo!  kaya hindi umaasenso ang pilipinas eh</p>
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		<title>Comment on Slowdown or recession by Jenna</title>
		<link>http://blogs.inquirer.net/moneysmarts/2008/11/14/slowdown-or-recession/#comment-196155</link>
		<dc:creator>Jenna</dc:creator>
		<pubDate>Mon, 02 Nov 2009 06:12:48 +0000</pubDate>
		<guid isPermaLink="false">http://blogs.inquirer.net/moneysmarts/?p=726#comment-196155</guid>
		<description>the Economic recession made a lot of jobless people in my own country. We could only hope that our economy becomes strong again.</description>
		<content:encoded><![CDATA[<p>the Economic recession made a lot of jobless people in my own country. We could only hope that our economy becomes strong again.</p>
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		<title>Comment on How not to get lost in the insurance maze by JDB</title>
		<link>http://blogs.inquirer.net/moneysmarts/2008/02/18/how-not-to-get-lost-in-the-insurance-maze/#comment-196009</link>
		<dc:creator>JDB</dc:creator>
		<pubDate>Sun, 01 Nov 2009 00:15:55 +0000</pubDate>
		<guid isPermaLink="false">http://blogs.inquirer.net/moneysmarts/2008/02/18/how-not-to-get-lost-in-the-insurance-maze/#comment-196009</guid>
		<description>@ nellie
I suggest you get an independent financial planner one that is registered as an RFP they will give you sound advice without being biased to a certain product because they are fee based only financial planners and not insurance agent. Don't seek advice from insurance agent for your retirement plan they have a tendency to offer their product even it does not fit your plans.</description>
		<content:encoded><![CDATA[<p>@ nellie<br />
I suggest you get an independent financial planner one that is registered as an RFP they will give you sound advice without being biased to a certain product because they are fee based only financial planners and not insurance agent. Don&#8217;t seek advice from insurance agent for your retirement plan they have a tendency to offer their product even it does not fit your plans.</p>
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