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	<title>Money Smarts</title>
	<link>http://blogs.inquirer.net/moneysmarts</link>
	<description></description>
	<lastBuildDate>Wed, 04 Nov 2009 08:48:46 +0000</lastBuildDate>
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		<title>Should you get insurance coverage for acts of God?</title>
		<description>THE AMATEUR video taken at the UERM parking lot during the height of typhoon Ondoy showed what happens to cars when flood gets to them: they float and bump into each other, and become heavily damaged.

The flood was considered by insurance companies as an act of God, and those without ...</description>
		<link>http://blogs.inquirer.net/moneysmarts/2009/11/04/should-you-get-insurance-coverage-for-acts-of-god/</link>
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		<title>O my gulay</title>
		<description>WITH THE country reeling from a triple whammy calamity (flooding in the National Capital Region, flooding in Laguna, and flooding in northern Luzon), the last thing we would like to be hit with are price increases.

After Typhoon Ondoy unleashed its devastating effect, it was really kind of big business to ...</description>
		<link>http://blogs.inquirer.net/moneysmarts/2009/10/12/o-my-gulay/</link>
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		<title>Filipino economist makes it in the global finance world</title>
		<description>HE may not be as famous (yet) as a rock star or top chef Cristeta Comerford (the Fil-Am chef at the White House), but Dr. Eli Remolona is at the top of his game. Currently the chief representative for Asia and the Pacific of the Bank for International Settlements (the ...</description>
		<link>http://blogs.inquirer.net/moneysmarts/2009/09/25/filipino-economist-makes-it-in-the-global-finance-world/</link>
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		<title>Investing in retail treasury bonds</title>
		<description>IT USED to be that bonds were out of the reach of the small Pinoy investor. But that all changed when retail bonds were offered by both the government and the corporate world.

Offering a higher interest rate than time deposits, retail bonds are quite popular given their minimum investment requirement. ...</description>
		<link>http://blogs.inquirer.net/moneysmarts/2009/09/21/investing-in-retail-treasury-bonds/</link>
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		<title>Taxing texts</title>
		<description>By Karen Galarpe

PRETTY SOON, you might want to think twice about sending that text message.

On a committee level, a bill in Congress has been approved that will impose a 5-centavo tax on every text message, picture, audio and video file sent. See story here.

The bill is not a law yet, ...</description>
		<link>http://blogs.inquirer.net/moneysmarts/2009/09/09/taxing-texts/</link>
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		<title>Gypped by a relative</title>
		<description>SORRY TO start off your week with a couple of sad stories, but these stories beg to be told. Mind you, they are true stories, which happened here in Manila recently.

Story 1
A widow in her sunset years has a small house and lot in her name. That is her only ...</description>
		<link>http://blogs.inquirer.net/moneysmarts/2009/09/01/gypped-by-a-relative/</link>
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		<title>Avoid couple fights over money</title>
		<description>IT IS no secret that a lot of marital conflict is due to the way money is handled in the family. Sad, but true. At the recent “Money Sense Live! Family Finance 101” seminar organized by Learning Curve, Heinz Bulos, editor-in-chief of Money Sense magazine, says the reasons why couples ...</description>
		<link>http://blogs.inquirer.net/moneysmarts/2009/08/26/avoid-couple-fights-over-money/</link>
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	<item>
		<title>Renewing your driver&#8217;s license soon?</title>
		<description>IF YOU'RE due to renew your driver's license soon (which means your birthday is coming up—Happy birthday!), make sure you won't be charged an unnecessary late renewal fee.

Carmen Dulguime went to the Land Transportation Office branch at the Ayala MRT last week, a few days before her birthday. After undergoing ...</description>
		<link>http://blogs.inquirer.net/moneysmarts/2009/08/20/renewing-your-drivers-license-soon/</link>
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		<title>4 ways to fund your children&#8217;s education</title>
		<description>By Karen Galarpe

IT seemed like a scene from a scary movie:
P30,000 per sem tuition now will become--
P111,000 per sem in 17 years at 8 percent increase per annum
P152,000 per sem in 17 years at 10 percent increase per annum
P206,000 per sem in 17 years at 12 percent increase per annum

As ...</description>
		<link>http://blogs.inquirer.net/moneysmarts/2009/08/11/4-ways-to-fund-your-childrens-education/</link>
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		<title>Tips from a “reformed spending addict”</title>
		<description>WHEN one is single, one can pretty much live for the self. There's more money to go around to buy that new cellphone and that new pair of shoes, and to go out with the barkada for gimik nights.

But when one starts a family, everything changes. Suddenly, there are responsibilities: ...</description>
		<link>http://blogs.inquirer.net/moneysmarts/2009/08/05/tips-from-a-%e2%80%9creformed-spending-addict%e2%80%9d/</link>
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